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For more information regarding our Financial Services, please
click one of the tabs above.
SAVINGS RATES -Effective: January 2009 *Rates are subject to change at any time
FLEX OPTION - Any CD - 1 qtrly withdraw with no penalty - 0.25 less than regular rate
LADDER OPTION - Any CD - split your maturity into multiple dates and portions
BUMP OPTION - One time rate bump or 0.15% bonus on 3years or greater CD
GOLDSTAR SPECIAL - 30 Month at 4.07% APY - Become a goldstar today!
10 Month Special: 3.51% APY -- 5Yr. IRA Transfer = 4.50% APY
Click on the "Contact Us" button above to order your CD and funds transfer today for FREE!
| PRODUCT *APY = Annual Percentage
Yield |
RATE |
YIELD |
| SHARE
SAVINGS & CLUB |
APR |
*APY |
| SHARE $50.00
- $999.00 |
0.25% |
0.25% |
| $1000.00 - $49,999 |
0.50% |
0.50% |
| $50,000 + |
1.00% |
1.00% |
| CLUB $25.00
+ |
1.00% |
1.00% |
| DRAFT
& MONEY MARKET |
APR |
APY |
| Share Draft
- No minimum balance |
0.20 % |
0.20 % |
| Select Draft
- No minimum balance - Free checks - Savers
Club |
|
|
| $500 + |
0.50 % |
0.50 % |
| Money Market |
|
|
| $1000 - $4999 |
0.75 % |
0.75 % |
| $5000 - $9,999 |
1.10 % |
1.11 % |
| $10,000 - $24,999 |
1.30 % |
1.31 % |
| $25,000 - $49,999 |
1.80 % |
1.81 % |
| $50,000 - $99,999 |
2.25 % |
2.27 % |
| $100,000 + |
2.50 % |
2.53 % |
| *
CERTIFICATE & IRA |
APR |
APY |
| 6 Months |
2.50 % |
2.53 % |
| 12 Months |
3.00 % |
3.04 % |
| 18 Months |
3.10 % |
3.14 % |
| 24 Months |
3.20 % |
3.25 % |
| 36 Months +1 time rate bump |
3.69 % |
3.75 % |
| 48 Months +1 time rate bump |
4.00 % |
4.07 % |
| 60 Months +1 time rate bump |
4.10 % |
4.18 % |
| SPECIAL CD's and 9 and 10 month Dedicated Savers |
3.51 % APY |
|
| $100,000+ Jumbo -
Reg. APR + Up to .15% Adjustable Bonus |
QTRLY |
|
| Dedicated
Savings No Minimum Balance, term savings |
Same as Certs |
|
| IRA Shares |
2.00 % |
2.02 % |
| * Minimum certificate balance
$500. Penalties for early withdrawal |
Monthly |
Monthly |
Rates are subject to change at any time
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