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EFT (Automated Clearing House)
Next Day Funds Availability
ACH and EFT are really the same...
ACH, or Automated Clearing House is the federal mechanism used for EFT, or Electronic Funds Transfer.
Originating an EFT from VAMCU is easy, safe, and faster than a check. Funds will be available in your receiving account the following business day, if initiated before 2:00pm MT.
Loans may also be set up for automated payment from another institution using this product.
Click on the FORMS button for an Origination Form.
 
To have an Electronic Deposit sent to VAMCU simply give the originator the following information. This will be the same info found on the bottom of one of your checks. (excluding the check number)
 
VAMCU Federal CU ABA= 324078640
<Member Name & Account Number>
(Your account number is the same as your member number. For a specific loan or account, please add a (colon) : and then the loan or account number (i.e. XXXXXX:9)
 
**You are 100% protected from unauthorized ACH withdrawals from your account for up to 60 days following the transaction**
Please click on the FORMS button for our ACH forms listing. Click on the Unauthorized ACH Refund form, fill it out, sign it and send it to VAMCU - ATTN: ACH - for a refund.
 
Federal Wires 
Same Day Funds Availability-*2:00pm Cutoff
Incoming Wire Instructions
3 Simple Steps
 
1- RECEIVER
SUNCORP / ROCKY MTN.CCU
Salt Lake City, Utah
RECEIVER ABA#:
324-084-003
 
2- BENEFICIARY FI
VAMCU FCU
500 Foothill Drive, SLC, Ut. 84148
1-877-583-5015
BENEFICIARY FI ACCT# / ABA#: 
324-078-640
 
3- BENEFICIARY
<MEMBER NAME Goes Here>
BENEFICIARY ACCT#:
<MEMBER ACCOUNT# Goes Here>
 
Click on the FORMS button for a Wire
There is a $10 fee for initiating a Wire Transfer from VAMCU to another Institution.
 
ABA Routing Numbers (FI= Financial Institution)
The basic routing number, devised by the American Bankers Association (ABA) in 1910, has served to identify the specific financial institution responsible for the payment of a negotiable instrument. Originally designed to identify only check processing endpoints, the routing number system has evolved to designate participants in automated clearinghouses, electronic funds transfer, and on-line banking.


   
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